Wills and powers of attorneys aren’t just for the wealthy - they are essential legal documents everyone should have, as they dictate how you or your assets are to be cared for or dealt with in the event you pass away or become incapacitated. A properly drafted and executed will (or wills) ensures that your assets are distributed, and your minor children are taken care of, according to your wishes in the event of your death.  Powers of attorney are equally important documents that... [read more]

By this time of year, your plants could be looking tired and awful. Although the heat may make working in the garden a daunting prospect, whether you have a few acres or a few potted plants, a little love this month will keep your plants looking nice until the Fall, when the days start getting shorter and the garden slows down. Deadhead: Cutting off the spent blooms on your plants will tell them to make new ones. If you have roses and it’s late in the month, you can give them a... [read more]

Thomas Edison (1847-1931) was possibly the greatest   inventor who ever lived.  He received more than 1,000 patents in his lifetime, many for items we take for granted today: the alkaline battery, the motion picture camera, the phonograph and, of course, the light bulb.  There’s a story that it took  Edison more than 2,000   experiments before he got his light bulb to work.  When a reporter asked him how it felt to fail so many times, Edison said,... [read more]

Making any kind of prediction about the real estate market is a risky proposition. The website of Housing Finance magazine, though, cautions readers to be wary of these age-based assumptions: Generation Y doesn’t want to buy a house. In fact, one survey of over 1,200 members of Generation Y found that about 36 percent already own a house, and 70 percent of those who don’t own a home expect to buy one by their early 30s. Baby Boomers want “Independent Senior... [read more]

Excellent customer service comes from people who care, not company policy. Take this example of a front-desk clerk at Walt Disney World’s Polynesian Village resort. As a guest was checking out, she told the desk clerk that she had a wonderful visit but had been heartbroken when she lost several rolls of film she hadn’t yet        developed. The clerk not only sympathized with the guest, she also told the woman to leave a couple of unused rolls.... [read more]