In any real estate market, prepping your home so that potential buyers see it in its best light can mean that your home sells more quickly and possibly at a better price.  Here are a few simple steps that can yield big dividends: Check the curb appeal – make sure that the front yard and front porch / entranceway is clean and free of any messy looking items such as recycle boxes.     Get it fixed – repairs are important: make sure that bathroom tiles... [read more]

Have you stopped feeling like yourself lately?  Maybe you feel sad, empty and hopeless but don’t know why you can’t shake off the feelings.  Or you’ve been feeling anxious, panicked or distressed by troubling thoughts and behaviors, and it’s affecting your daily life and others around you.  Or you’re experiencing changes in sleep or appetite, decreased energy, difficulty concentrating, and no longer enjoying activities you used to take pleasure... [read more]

If you’re thinking about starting a fitness program, here are some tricks to keep yourself on track: Get an audio book that you think you’ll love.  Only allow yourself to listen to it while you exercise.  That way, if you want to find out what happens next, you’ll get moving. Watch your favorite TV show only while you’re exercising – otherwise it’s off limits. Keep track of your exercise days by putting a gold star on the calendar for... [read more]

Don’t let the misuse of contractions detract from your writing.  Here are some commonly confused possessive pronouns and contractions: Whose:  a possessive pronoun.  Do you know whose book is missing? Who’s:  the contraction of “who is.”  Who’s coming to visit? Your:  a possessive pronoun.  This is your life. You’re:  the contraction of “you are.”  You’re just in time for... [read more]

Halloween is an exciting time of year for kids, and to help ensure they have also have a safe time, here are some Halloween dos and don’ts.   Do plan costumes that are bright and reflective.  Make sure that shoes fit well and costumes are short enough to prevent tripping, entanglement or contact with flame. Do consider adding reflective tape or striping to costumes and trick-or-treat bags for greater visibility. Do remove from the porch and front yard anything a... [read more]

Are you spending money on household cleaners when you may be able to do the job with items you already have at home and/or are less expensive than what you’re currently using? Using just a few of these ideas can help you save money on cleaning products – and be kinder to the environment, as well.  A note of caution:  Before using a homemade cleaning formula, test it in a small, hidden area if possible.  Also, always keep your homemade formulas well-labeled and out... [read more]

Do you have a dream but think you lack the skills to achieve it? Born in 1888 as the youngest of eight children, Berlin’s family emigrated from Russia to New York in 1893.  His father died when Berlin was eight, and as a young boy Berlin sold newspapers on the street to help support his struggling family.  He left home at 14 and began singing in New York saloons for spare change, then went on to work as a singing waiter in Chinatown.  With just two years of school and no... [read more]

Raising confident children means building up their self-esteem, especially when they make mistakes. Here are 5 ideas for minimizing mistakes and maximizing encouragement at those critical moments: Don’t get overly emotional or reactive. By modeling the right reactions to mistakes, you teach your child how to deal with mistakes in an emotionally mature way. Show your child what to do differently next time. Learning what NOT to do is only part of the experience. But many kids... [read more]

The human body is a marvelous machine, but like many machines that have evolved over time, it contains some leftover parts. According to the Mother Nature Network website, these leftover body parts appear to have lost their original uses: Appendix. This tiny pouch in the abdomen near the intestines may have been necessary when early humans survived on a plant-based diet. Today it seems largely superfluous, aside from being an unwanted storage place for bacteria. Wisdom teeth. A leftover... [read more]

Billminder: Keeping up with bill schedules can be hectic. This app helps you stay organized and up to date on when to pay what bills and where to send payments. AroundMe: If you’re relocating to (or visiting) a new area, this app points out the nearest restaurants, grocery stores, banks, and hospitals in an instant, without you having to search for them individually. My Home Scr.APP.book: This app lets you take pictures, write a description, and add bar codes to items in your... [read more]

With little ones off to school again, parents are back to the struggle of finding something quick to put into the lunch box every day. Here are four quick ideas for variety that go beyond the sandwich. (Great for parents’ lunch boxes, too!) l Cold pasta with just about anything: tomatoes, black olives, marinated artichoke hearts, chicken, etc. Add a dash of olive oil to moisten. l Pita pockets with tuna, egg, or chicken salad. Toss in sliced or diced cucumbers and... [read more]

The eyeball is an amazing piece of human architecture. But because of its complexity, it can easily fail. The most common way for the eyeball to fail is for it to lose its elasticity. When that happens, light entering the eyeball is minutely diffracted (spread) throwing off the focus, resulting in near- or farsightedness. The result is a need for glasses to compensate and refocus the light before it hits our eyes. Another way to focus incoming light is to squint, which both reshapes the... [read more]

Physical fitness should start early, so here are a few exercises disguised as play that you can do with children as young as two years. · Ball walk. Find a small bouncy ball, and have your child hold it between his or her knees. Then challenge the child to walk farther and farther without dropping it. · Giant walking. Have your child take the longest step he or she can, then stop for a moment all stretched out. Then have the child stand up straight and take a giant... [read more]

When financial planners are asked about how to save more money, one suggestion that is often repeated is to declare a moratorium on spending. Think of it like fasting. When we fast, we reset our internal food sensor. After a fast, we are more aware of the food we choose, and we tend not to automatically reach for junk food or to overeat. Similarly, when we cut ourselves off from spending, we reset our internal money sensor. It’s simple...but probably not easy. Here’s how to... [read more]

1. Use a foam paint brush to clean dust from inside vents. Use a vacuum at the same time to pick up the dust. 2. Use a toothbrush to lightly scrub rough textured surfaces and get into tight seams. 3. Use a window squeegee and a squirt of water to scrape pet hair from cloth seats. 4. Pick dirt from between buttons and around the shifter by pressing kid's homemade slime into those spaces and pulling out the dirt that sticks to it. To make slime: Mix 1/2 cup... [read more]

It takes a disciplined spirit to endure the monastery on M in Spain. One of the fundamental requirements of this religious order is that the young men must maintain silence. Opportunities to speak are scheduled only once every two years, at which time they are allowed to speak only two words. One young initiate who had completed his first two years of training, was invited by his superior to make his first two-word presentation. "Food terrible," the young man said. Two years... [read more]

People love to read motivational quotes. We love them on t-shirts, on posters, and in tattoos. But why do we love them? Perhaps it’s because, like poetry, a well-formed quote can pack a lot of thought into a handy package, distilling large ideas into simple recipes. Or like a church sermon, quotes remind us of important life lessons that we get too busy to remember. Here are a few popular motivational quotes: · “If you want to go fast, go alone. If you want to... [read more]

Financial planning experts recommend having an emergency fund in case something unexpected like a layoff or injury interrupts your paycheck. Your safety net should cover at least six months’ worth of living expenses. Here’s how to calculate what you need to save: · Gather your financial records for the past 12 months. Include bank and credit card statements, ATM receipts, and canceled checks. · Create a 12-month grid. Down the left-hand side note all... [read more]

If your home is struggling to catch the eye of a buyer, it could be for an entirely valid reason. Maybe you're stuck in a sluggish market or have the poshest place on the block (always a tough sell). But there's another possibility, too—your home could be sitting on the market because of a rookie selling mistake. All of us can make 'em, even those of us who actually have a few home sales under our belts. The good news? These... [read more]

Summer is coming, and you’ll probably rely on your air conditioning to stay cool. If you don’t want to pay too much during the hottest months of the year, check out this advice: Check your insulation. Unless your home is new, chances are you’re losing cool air through cracks and poorly sealed doors and windows. Contact your utility provider or a contractor for an energy audit to determine where the air is escaping. Place your thermostat in the correct location.... [read more]

You don’t need to break down the walls or strip the cabinets to renew your kitchen. Here are 8 little approaches to sprucing up the kitchen without major remodeling. 1. Choose 3 complimentary colors and update everything you can to match, like paint, towels, rugs, small appliances, canisters, curtains. 2. Change your cabinet and drawer pulls. Buy a size that fits existing holes so you don't need to drill new holes. 3. Add rope lighting under or over your upper... [read more]

Numerous of people around the world suffer from insomnia. It seriously affects the quality of their life and it is hard for treating. They usually use sleep pills which are full with chemicals and sometimes they even have a side effect. That is why here we will show you how to improve your sleep with avoiding several bedtime habits. Try to keep your electronic things away before you go to bed. They will fortify your brain and disturb your sleep. You must avoid... [read more]

You might be surprised what everyday items and situations are bringing your network to a crawl. Here are the top 12 common issues impacting office and home Wi-Fi. 1. Tinted glass. You’d think Wi-Fi signals would sail right through, but they don’t. Tinted glass often has metal additives that can heavily absorb Wi-Fi signals. So if your office is full of wall-to-wall windows or glass conference rooms, it’s going to impact your signal. 2. Mirrors. These are huge Wi-Fi... [read more]

Thirty years ago, people typically started work at a fairly young age (age 20), worked to 65 and then retired. Statistically they lived to age 72, so they had many years to earn and save, and just a few years to spend. Typical retirement age has been 65 for a long time. In developed countries like Canada, the US, and Australia, social retirement benefits only start to kick in at 65. But today, our statistical lifespan in these developed countries has increased to 78 years. Unfortunately,... [read more]

A rich investor was bragging to a famous author at a cocktail party: “You know, I made more money on one investment last month than you’ve made with all your best-sellers. I’ll probably make more money this year than you’ll make in your entire life.” The author replied, “That may be true, but I have one thing you’ll never have.” “What’s that?” asked the investor. “Enough.” [read more]

An old lady had a hearing-aid fitted, hidden underneath her hair. A week later she returned to the doctor for her check-up. "It's wonderful - I can hear everything now," she reported very happily to the doctor. "And is your family pleased, too?" asked the doctor. "Oh I haven't told them yet," said the old lady, "And I've changed my will twice already." [read more]

Numerous studies have shown a positive impact on your health by following a fasting diet. Impacts of fasting include the reduction of chronic disease risk, longevity, and weight loss. Contrary to first impressions that fasting will leave you hungry, most people report that fasting actually takes their food cravings away. Fasting is not a "one-size-fits-all" approach, and success often means trying different models. Here are three approaches to try:   Sleep Fasting. To... [read more]

#7. “Well, how ‘bout that? I’m lost! Looks like we’ll have to stop and ask for directions.” #6. “I noticed that all your friends have a certain hostile attitude. I like that.” #5. “Here’s a credit card and the keys to my new car. Go crazy!!!” #4. “Your Mother and I are going away for the weekend. You might want to consider throwing a party.” #3. “Well, I don’t know what’s wrong with your car.... [read more]

Today, the population of the world is about 7.4 billion. By 2050, the UN predicts it will be 9 billion. What does that mean for the future of housing... and how might that affect you? One thing is for certain: New homes will not be built at nearly the same rate as population growth. We will have to make smarter use of what we have, and rethink the space and resources we need. For instance, consider household size. In the early 1900's, 5-person households were normal. Today, 1-person... [read more]

The Richest Man in Babylon is a book by George Samuel Clason which dispenses financial advice through a collection of parables set in ancient Babylon. Through their experiences in business and managing household finance, the characters in the parables learn simple lessons in financial wisdom. Originally a series of separate informational pamphlets distributed by banks and insurance companies, the pamphlets were bound together and published in book form in 1926. At only 44,640 words... [read more]

These days, most people have heard some form of the idea that “what we see can affect how we think.” But over a century ago, this was a new discovery. According to an article on the Observer website, in the early 1900’s gestalt psychologist Karl Duncker created an experiment known as the “Candle Problem.” Duncker led some test subjects to a table pressed up against a wall. The table held three items: a candle, a book of matches, and a box of tacks. He asked the... [read more]

A boy named Johnny hung out in front of the local grocery store in a small town. The manager noticed that the other boys who hung out in front of the store always teased him, calling him stupid and playing tricks on him. Johnny didn’t seem to mind, and always looked a little surprised. One of their tricks was to offer Johnny his choice between a shiny nickel, worth 5 cents, and a dusty old dime, worth 10 cents. Johnny always took the nickel because it was bigger and shinier. One day... [read more]

For years the concept of a grand room with an open kitchen has been all the rage. As a result, countless walls have been knocked down and it’s rare to find newer houses without open kitchens. But is the tide turning? Are we returning to days when the kitchen was an isolated room where smells were trapped and messes hidden? Increasingly, home builders are hearing requests from customers for a closed-off kitchen, and remodeling companies are being asked to put the walls... [read more]

Many years ago, my mother who lived in Nigeria, became a widow. The life she had imagined for herself as a young girl quickly evaporated. She tried moving on, finding a life with her extended family, but she was always worried, always despondent. When offered the opportunity, soon after I was born, she gave me up for adoption. An international adoption agency placed me with a family in Canada. Some might think my mother was weak; others might call her selfish. Many call her an... [read more]

Once there was a lab technician, named Sam. Sam had forgotten to open a critical valve on a piece of equipment he was using. The pressure built up in the system and caused it to malfunction. The resulting damage cost $250,000 to repair. The next week, Sam’s boss called him in to talk about it. Sam had already cleared his workspace, figuring that he was about to get fired. Sure enough, his boss started grilling him, asking why he didn't do a proper check of the equipment first,... [read more]

Successful people know what they have to do to reach the top. Just as important, they know what not to do if they want to succeed. From the Success magazine website comes this list of activities to avoid on your way up: Going back to failed strategies. You’ll fail from time to time. Just be sure to recognize what you do wrong so you don’t keep repeating it. Pretending to be someone else. If you’re not being true to your personality, people will see it. Strive to make... [read more]

Salads are good for you, and pre-made, bagged salads are convenient, but be careful—even slight damage to greens in those bags can release juices that aid in the spread of salmonella. Most salad greens are exposed to salmonella bacteria as they grow in fields, from sources such as insects, bird droppings, and manure. Although the leaves are presumably cleaned before being packaged, the juices produced by breakage also increase the bacteria’s ability to form biofilms, which helps... [read more]

Most often, a move represents an important step forward for the adults in the family because of a new job, promotion, transfer to a different office, or financial success has allowed them to buy a more comfortable house in a different neighborhood. Moving from one house to another is seldom easy and enjoyable for adults (who chose to move), and can be especially troubling for children (who prefer to stay where they are).  But if parents are mindful of their children’s concerns... [read more]

An elderly woman became a local celebrity in her small town by getting married at the age of 92. The newspaper sent a reporter to interview her. His first question was how she enjoyed being a newlywed in her 90s. “Oh, this isn’t my first husband,” the woman replied. “I’m used to this by now.” “Really? How many times have you been married?” “This is my fourth husband. When I was 22 I married a banker. He died, and then when I was 43... [read more]

Scientists have discovered that dogs communicate far more information about their emotions to each other with their tails than was previously believed. A recent study has shown that dogs tend to move their tails more to the right or the left depending on how happy or sad they feel. This emotional signal can also be recognized by other dogs, affecting how the animals respond to each other. Research, conducted by neuroscientists at the University of Trento, Italy, showed that dogs’... [read more]

Make one or two mistakes in handling your retirement money, and you could be paying a stiff penalty later in your life. The stock market goes up and down, but you’ll survive if you stay clear of these common mistakes: Obsessing about market losses. Focus instead on long-term needs. Catastrophic events and long-term health care needs cause as much damage when you’re caught unaware as does a shaky stock market. Will your nest egg be able to handle long-term care? Forgetting... [read more]

Just as businesses are guided by a vision, your life can also benefit from having a vision. A vision is a description of your idealized lifestyle and outcomes. Vision is often based on living according to your highest values and principles. When honing your life vision, here are things to keep in mind: Your vision shouldn't be about "shoulds." A compelling vision is based on what you want to achieve, not what you (or others) think you should have or should do. A vision... [read more]

A business man was interviewing applicants for a manager position. He devised a test to select the best person for the job. He asked each applicant, "What is two and two?" The first interviewee was a journalist. His answer was "Twenty-two." The second applicant was an engineer. He pulled out a slide rule and showed the answer to be between 3.999 and 4.001. The next person was a lawyer. He stated that in the case of Jenkins v Brown, two and two was proven to be... [read more]

We’ve all heard the rhyme, but you might not know where the rhyme originated. It can be officially traced back to the mid-1500s, although earlier use of the phrase probably existed. The first instance in writing comes from a poem published in 1557, written by a farmer named Thomas Tusser. His poem, compiled in rhyming couplets, was called A Hundred Good Points of Husbandry and contained instructions and observations about farming and country customs in the Tudor period of England. In... [read more]

It has nothing to do with the microwave and everything to do with the volatility of aromas and chemicals in coffee.  Coffee is all about science. The drink has over 1,000 aroma compounds, plus a complex profile of proteins and acids. Several studies point out that the intensity of the 'roasty-sulfury' odor of coffee plays a key role in how it tastes. The odor decreases rapidly after initial brewing as it loses those aromatics to evaporation, resulting in a loss of... [read more]

Age-associated changes in metabolism can affect how our bodies process the food we eat. After age 30, metabolic rate begins to slow. Lean body mass (muscle) decreases and body fat increases. You can slow the rate of decline with proper diet and regular physical activity. However, even with these pre-emptive measures, some metabolic slowing still occurs. The Johns Hopkins Medical Letter suggests the following dietary precautions, for those 50 years or older: Calories. Be sure you're... [read more]

Toronto homes selling for way over asking has become the norm these days as home owners and realtors try to get a handle on just how much they can ask for in a real estate market that's scorching hot.  But you know something really wild is happening when the trend extends to Brampton and Vaughan.  Late last year, the latter city was the focus of much attention when a rather pedestrian home sold for $400K over asking after receiving roughly 50 offers over... [read more]

Here’s an interesting experiment in brain function, sometimes used to test if a person has mental deterioration. Warning: if English is not your native tongue, you may naturally have problems with the exercise. I cdnuolt blveiee that I cluod aulaclty uesdnatnrd what I was rdanieg. The phaonmneal pweor of the hmuan mnid, aoccdrnig to a rscheearch at Cmabrigde Uinervtisy, it dseno't mtaetr in what oerdr the ltteres in a word are, the olny iproamtnt tihng is that the frsit and last... [read more]

Their hearing! Spiders can’t “hear” exactly, but they can sense and respond to vibrations in the air over relatively long distances. Until recently, scientists believed they were only sensitive to sounds from a few inches away. However, the Sci-News website reports that researchers at Cornell University have found that jumping spiders (Phidippus audax) can pick up low-frequency sounds from up to 10 feet away. The spiders apparently sense vibrations through the hairs on... [read more]

The rings of Saturn have dazzled humans ever since they were spotted by Galileo, but they still contain many unexplained mysteries, such as how old they are. One theory states that they date back approximately 4.6 billion years; another suggests that they’re just 100 million years old. Scientists backing the younger theory contend that the rings should show more evidence of space debris from the Kuiper Belt, which would make them darker than they appear today. Proponents of the older... [read more]

Ever notice that you can feel starving after a long day at work even though you’ve spent it mainly at your desk? Scientists, as reported by The New York Times, say it happens because your brain wants more fuel to keep going—even though you probably haven’t been digging ditches or running marathons all day. The problem is that you’re consuming calories your body doesn’t actually need, because your brain is telling you to. Oddly, the solution to controlling... [read more]

Talent alone won’t help you succeed at work. To get ahead, work on establishing the following work habits: Keep clutter to a minimum. Schedule a few minutes each day to get rid of junk mail and old papers that build up. Set aside 15 minutes once a week to do a thorough sweep of clutter in your workspace. Minimize distractions. If you procrastinate by talking on the phone, set a time limit for each call. Also, learn to tactfully get rid of people who interrupt your work. Schedule... [read more]

Quick—where’s your smartphone right now? A survey from YouGov Omnibus asked that question of millennials and people in other age groups to determine how connected we are to our devices. The survey found that pants pockets are the most common location across all age ranges—58 percent of millennials, 39 percent of those age 35-54, and 44 percent of people 55 and older. But some people literally can’t let go. The survey found that more than 50 percent of millennials say... [read more]

Fabrics that have absorbed a winter’s worth of dirt, body oil, and germs will need a deep cleaning to get them ready for another year of wear. That usually means using a carpet cleaner to shampoo carpets and clean upholstery. When renting a carpet cleaner, practice first in an unobtrusive area to make sure you have the knack of the machine and that the treatment won’t discolor fabrics or cause dyes to run. Move furniture just slightly—not out of the room or against the... [read more]

We’ve heard the term Amber Alerts often in the past few years, referring to children who are missing or taken from their families. But some in the Zoomer Community are advocating for a Silver Alert – an avenue to let the public know when a senior has gone missing, especially in the winter when they may be at higher risk of exposure. Do you think this is a good idea? We want to hear from you let us know at 416-360-0740 Toll free:1-866-740-4740 [read more]

A new real estate forecast for Canada predicts ups and downs ahead in 2017: Vancouver will slump, the GTA will soar.   Real estate in Canada’s largest markets became increasingly unaffordable for many in 2016, and the spectre of a crash loomed. “The price of a home in Canada increased 13.0 per cent year-over-year to $558,153 in the fourth quarter of 2016 – the highest year-over-year national home price increase recorded in over a... [read more]

Confused by green marketing and labels? You're not alone. What, exactly, does green mean? Green in general refers to the adoption of environmental management practices and products intended to minimize the damaging impact on the environment from resource depletion and pollution. Green does not refer to healthy living, like doing yoga. Green refers to how you get to the yoga studio (ie. in your gas guzzler or your electric car... assuming your electric car was manufactured and... [read more]

A corporation brought in a tough new CEO to shake things up. Touring the facilities on his first day, the new CEO spotted a young man leaning against a wall while other employees were working hard around him. He marched up to the man. “You! How much do you make in a week?” Confused and alarmed, the young man stammered, “About $300.” “Here.” The new CEO pulled out his wallet and thrust $300 in cash at the man. “Go home, and don’t come... [read more]

We've all heard that eating a good breakfast is important in the morning. Here are a few other aspects of a morning routine that can enhance your day, too: Have a happy thought. When you first wake up, even before you get up, think a happy thought. Think about what you're grateful for, or what you're looking forward to about the day. Ignore creeping doubts for now. Take deep breaths. The oxygen will fire up your neurons and enhance your mood. Stretching, yoga, or brief... [read more]

Street.com recently asked some financial planning pros for their best tips on living within a budget. One suggestion that sounds particularly intriguing is declaring a moratorium on spending. Commit to spending absolutely no money for one day a month. Try stretching it to two or three days if possible. You’ll find out how much money you spend without thinking about it, and you’ll break yourself of the habit of reaching for your wallet on impulse. You may also find that you can... [read more]

Stroke is a devastating experience in which blood is cut off from a part of the brain. It can have many contributing factors. One of them, physicians now say, is stress. According to the journal Stroke, researchers looked at medical records of more than 6,000 men and women who participated in a 16-year study. As part of the study, participants’ anxiety levels were measured. Over the course of time, 416 people suffered at least one stroke. The researchers determined that the risk of... [read more]

We sometimes think creativity is for young people. Children are endlessly imaginative, but the elderly are set in their ways. After all, we think, “you can’t teach an old dog new tricks,” right? Consider this list of creative accomplishments by people who may have seemed to be past their prime: Goethe. The famous German poet finished part two of his masterpiece Faust shortly before his death in 1832, when he was 83. Arthur Rubenstein. This concert pianist performed at... [read more]

Millions of retirees are launching a second career in their 60s, 70s and even 80s. A whopping 74 percent of workers plan to get a new job after they retire, according to the annual retirement expectations survey by the Employee Benefit Research Institute. Regardless of age or need, it's a tricky time to change careers. Even so, there are plenty of intriguing job sectors for retirees who want to put their hard-won expertise to work or try something completely different. Migrate your... [read more]

One of the easiest ways to improve your life might be simply resetting your alarm clock. Here are some of the benefits that early risers seem to have over night owls. A 2008 Texas University study showed that college students who identified themselves as "morning people" earned a full GPA point higher than those who called themselves "night owls." A Harvard biologist discovered that early risers are more proactive, and more likely to agree with the phrase "I... [read more]

We’re all plagued with fears about many things, but money can be a source of persistent and all-consuming anxiety. Financial expert Suze Orman offers this advice for analyzing your fears about money: First, grab a pen and a piece of paper and write your thoughts down. Then read them out loud to yourself. Does your fear make sense to you? Is it connected to some past experience that you had, possibly in your childhood? Once you’ve made connections to your past and how it affects... [read more]

We’re all plagued with fears about many things, but money can be a source of persistent and all-consuming anxiety. Financial expert Suze Orman offers this advice for analyzing your fears about money: First, grab a pen and a piece of paper and write your thoughts down. Then read them out loud to yourself. Does your fear make sense to you? Is it connected to some past experience that you had, possibly in your childhood? Once you’ve made connections to your past and how it affects... [read more]