Do you have a dream but think you lack the skills to achieve it? Born in 1888 as the youngest of eight children, Berlin’s family emigrated from Russia to New York in 1893.  His father died when Berlin was eight, and as a young boy Berlin sold newspapers on the street to help support his struggling family.  He left home at 14 and began singing in New York saloons for spare change, then went on to work as a singing waiter in Chinatown.  With just two years of school and no... [read more]

Make one or two mistakes in handling your retirement money, and you could be paying a stiff penalty later in your life. The stock market goes up and down, but you’ll survive if you stay clear of these common mistakes: Obsessing about market losses. Focus instead on long-term needs. Catastrophic events and long-term health care needs cause as much damage when you’re caught unaware as does a shaky stock market. Will your nest egg be able to handle long-term care? Forgetting... [read more]