According to a CareerBuilder survey, 54 percent of people who landed new jobs last year found themselves working in new fields. If you’re searching for a job, this may be an opportunity to explore something you’ve always wanted to do, like these people: ¨ A financial advisor became a school teacher. ¨ A school teacher became a restaurant manager. ¨ A restaurant manager turned computer tech. ¨ A computer tech became a veterinary... [read more]

Home renovations need to be planned with care. Here are some strategies for planning a remodeling project that makes financial sense: Decide your primary objective. If resale is your biggest concern, a minor kitchen update may enhance resale opportunities more than adding a home office. Decide how to finance the renovation. Other than cash, there are three basic options: refinancing, home-equity loans and home-improvement loans. If you have little or no equity in your home, lenders are... [read more]

Financial planning experts recommend having an emergency fund in case something unexpected like a layoff or injury interrupts your paycheck. Your safety net should cover at least six months’ worth of living expenses. Here’s how to calculate what you need to save: · Gather your financial records for the past 12 months. Include bank and credit card statements, ATM receipts, and canceled checks. · Create a 12-month grid. Down the left-hand side note all... [read more]